Get your mail out early: The U.S. Postal Service will propose a new schedule on Tuesday that will, in all likelihood, cut Saturday delivery. USPS posted a $3.8 billion loss in 2009 and mail volume was down 12.7 percent on the year. As of September 30, it was $10 billion in debt, and it is expected to hit its $15 billion debt limit in 2011. It is also considering closing some branches and installing new self-service kiosks in retail spots.