Remember, the banks still haven’t said they’ve done anything wrong. The government filed a $25 billion settlement with the five biggest mortgage lenders—Bank of America, Wells Fargo, JPMorgan Chase, Citigroup, and Ally Financial. The deal struck between the government, 49 states, and the banks is a major agreement in the ongoing saga of foreclosure abuse. The money will be split: $20 billion will go to borrowers to avoid foreclosure and $5 billion in cash to federal and state governments. The banks may still face criminal charges.